Welcome to 2019 = Scam Watch. Scams continue to grow rapidly, and they continue to evolve to elaborate making it more and more difficult for people to recognize and avoid. The Australian government through Scamwatch.gov.au continues to report that Scams are costing the broader community significant amounts of money. Not only consumers but business as well with Small to Medium businesses being a very specific target.
Not all scams are related to the internet but the radar watch on scams reports that YTD October 2018, there was 15,195 reported incidents of which 9% involved a financial loss and $4.966 million had been lost. The key methods for delivering a scam are phone, email, text messaging, the internet and mobile applications.
As the variety of scams continues to grow, and the best form of defense is education and ensuring your IT systems are up to date with virus protection, that your data is backed up and that you are effectively managing access to your systems and email.
The criminals have continued to become more sophisticated with their ability to make an email to appear it is from a legitimate company. This hack involves a company receiving an email re the payee’s bank details have changed and that their invoices for services/goods should be paid to this new account.
In January there is an expectation that more scams involving online shopping, donations to fake charities and investment scams will have been reported over the Xmas period.
Understanding the Scams
Hacking is when the scammer gains access to your personal/business information by using technology to break into your computer, mobile device or network.
Some examples are to trick the user into installing some malware (software application) onto your computer and then that software works in the background to collect personal information such as banking records, passwords, credit card numbers etc.
Once they have this information, they use it to commit fraudulent activities such as identity theft or credit card theft or even directly transfer money to their accounts from your account.
Identity theft is where a person uses someone else’s identity to steal money or gain other benefits. A common method is Phishing, which is where you are contacted either by Phone, email, text, social media and then without suspecting anything you provide personal details.
This method equally applies to businesses but is referred to as Whaling or spear phishing. The scammer targets the business to gain confidential information for fraudulent purposes. Usually done by email that is sent to either a group of employees or a specific senior executive. The design of the email looks like it has been sent from a trustworthy source, with a subject that captures the eye as it is a critical business issue that the requires the recipient to act by going to a fake website and prompting them to enter key confidential information.
What are some of the scams?
The following list is not exhaustive, but they give you an idea of where you might encounter a scam.
Holiday accommodation scam: this is where scammers are asking for a payment for something that does not exist. Means fake online websites, fake vouchers unusual practices like paying everything in total (especially bigger trips) with no deposit.
Flight booking scams: same approach using online techniques through fake websites you pay to turn up at the airport and you do not have an authentic flight ticket
Online shopping scams: the scammer tricks through fake classified ads, auction listings, and bogus websites. You purchase but never receive the goods and the website is often only there for a very short period.
Celebrity endorsement scams: these types of scams involve a loss of between $100 and $500. This scam involves signing up for a free trial and providing credit card details from fake websites where they use celebrities to endorse the product without the celebrity’s knowledge.
False Billing: They request you or your business to pay fake invoices for the directory listing, advertising, domain name renewals, or office supplies that you did not order. This type of scam has grown by 33% in 2018. It is a sophisticated scam created through email compromise (BEC, Business Email Compromise). Losses of up to $2.8 million have been reported in 2018.
What are the key things you should do to protect yourself or business?
The following items are not listed in any order, but you should at least implement these items to mitigate the risk.
- DO an annual Security IT assessment and act on the recommendations.
- Do ensure your Antivirus software is up to date and is maintained weekly. Ensure you have a weekly maintenance schedule where this is checked and updated
- Do have a person responsible for maintaining and regulating your user profiles for your computers and email services.
- Have IT security as a regular point of discussion at your team meetings Share stories and examples so your team becomes more educated at identifying possible threats.
- Ensure you have a backup and that it is checked regularly that it worked at the last scheduled backup time.
- Install a password manager for all staff
How can Computer Troubleshooters help you?
As a small business, you probably won’t have the time or the resource to undertake all the above, which is why are joining forces with Crest Australia to conduct IT security assessments that have been backed by the Australian Government with rebates on the fees. Learn more on this Federal government program.
Our Protection Plan service is directly aimed at small to medium businesses which is aimed at allowing you to focus on your business while we focus on your IT security giving you the confidence and peace of mind on this business issue.
Call 1300 28 28 78 for your nearest local Computer Troubleshooter
Do you have young children who risk being exposed to pornographic or inappropriate websites?
Do you feel you should control the type of applications your children use and the amount of time they spend on the internet on websites such as social media?
Are you worried your children are using gaming, gambling, or in-app purchasing applications?
If you answered “yes” to any of these questions you are part of a growing movement of concerned family’s’ who are struggling to control their childrens’ exposure to the internet.
Why is access to internet content so hard to control?
There are 3 main reasons why internet consumption by children is hard to control:
- Multiple Access – The internet can now be accessed in a variety of different ways. Traditionally the home network was the only access method for most families. Now we have access by mobile data access via 3G & 4G networks, plus the increased availability of free Wi-Fi public access networks, then the additional opportunity of roaming as guests on other private Wi-Fi Networks. Internet access is now available everywhere so managing access through gatekeeping devices such as routers is increasingly ineffective.
- Multiple Devices – With internet access everywhere comes the proliferation of multi device access with many children now using a range of smartphones, tablets, laptops, and workstations. Internet access is now available almost anywhere on any device, so managing access of devices is increasingly difficult.
- Knowledge – Our children are developing skills and shared methodologies that can circumvent traditional control network mechanisms (such as routers) and device profile user management (such as Windows Parental Control).
With anywhere anytime internet access from multiple devices, is it still possible to regulate internet access to our children?
Thankfully development of cloud technologies has enabled user management to be lifted above the physical network layer and enables user profile management to be delivered across multiple access networks and devices. Effectively the cloud allows an additional layer of control above the traditional approach to user management and content control.
Here is what a cloud based portal can enable:
- Block porn and adult content
- Restrict access to social media
- Restrict access to YouTube and gaming content
- Limit access to mobile games and apps
- Limit app downloads and in-app purchases
- Disable device features including cameras
- Set restricted access periods and sleep times across devices
- Cover devices in and out of home.
- Managed from a single cloud based portal
Given all this is possible, how it is achievable?
As a business who has been help protect Australian families for over 20 years we have watched the evolution of different internet security software and hardware struggle to keep up with these changes. In our view, if families wish to take control of how internet is consumed they must consider using a cloud based portal to provide comprehensive protection.
To the best of our knowledge the most comprehensive and accessible product for family internet management is called Family Zone. Family Zone is a new generation cloud based product that allows for all these changes in technology from anywhere access from multiple devices.
Family Zone brings together the best Cyber Experts, organisations and technologies into one easy-to-use system. They developed it, tested it and now we want to share it so that everyone can enjoy the same peace of mind that their customers do. Family Zone was built on the belief that only through working together, as a community, can we build a cyber safe generation of kids.
What is unique about Family Zone?
- Cloud based user & content management portal
- Specific age profile restriction based management
- Multi Network management
- Remote device management (through VPN and MDM)
- Individually configurable to each family member
If you are looking for the most comprehensive family content management system to protect your family we recommend you investigate Family Zone further.
2 months Free Trial Offer
We’ve have recently partnered with Family Zone to provide a full a cyber safety solution to keep the whole family safe while online; both at home and when they are out and about on their phones. While the service can be configured by parents, Computer Troubleshooters can help set up Family Zone at your house so that you’re confident when the kids are online their cyber safety is sorted.
Computer Troubleshooters on behalf of our clients have negotiated a 2 month free trial of Family Zone, plus we can offer a fixed installation of $139 should you require our help.
To find out more go to https://www.computertroubleshooters.com.au/family-zone/
Give your local Computer Troubleshooters office a call and will be happy to discuss your particular situation and see if Family Zone is the right solution for you.
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